Choosing a retirement plan often involves comparing Solo 401k vs SEP IRA. Solo 401ks offer high contribution limits, tax advantages, and loans, making them ideal for self-employed individuals. SEP IRAs, by contrast, are simpler and allow employer-only contributions, perfect for businesses with employees. Understanding SEP vs Individual 401k can help you weigh factors like tax deferral... https://www.federalpensionadvisors.com/post/solo-401k-vs-sep-ira